Galery Edukasi IBF is a Mortgage Brokers based on Jl. Teuku Umar in Dauh Puri Klod, Denpasar, Bali. The business works with individuals and households in the Denpasar area who are looking to finance a property purchase, refinance an existing home loan, or understand how mortgage options fit their income and long-term plans. Typical clients include first-time buyers, local residents, and people moving to Bali who need guidance on how Indonesian bank lending works.
As a mortgage broker, the business compares loan products from multiple lenders rather than offering one bank’s package, which helps clients see a wider range of interest rates, tenures, and eligibility criteria. The name suggests an education component, so the business may also explain loan terms, documentation requirements, and repayment structures before an application is submitted. This combination of comparison and explanation is what distinguishes a broker from a single bank’s loan officer. Details of specific lender partnerships are not publicly listed, so prospective clients should ask directly which banks are included.
The business holds a 4.8/5 rating from 17 Google reviews, a sample size that indicates consistent positive feedback from a small client base. Clients can expect to be contacted by phone or in person during opening hours, Monday to Friday, 9.00am to 6.00pm (6.30pm on Fridays). Saturday and Sunday are closed. Before engaging, it is sensible to ask for a written summary of fees, the lenders being compared, and the documents required, as these vary by lender and property type.
Services
- Mortgage comparison across multiple lenders for purchase and refinance loans
- Pre-approval assessment based on income, existing debts, and property type
- Guidance on documentation requirements for Indonesian bank applications
- Explanation of interest rate structures, fixed and floating options, and loan tenures
- Application preparation and liaison with lenders during processing
- Refinancing review for existing mortgage holders seeking better terms
Frequently Asked Questions
What does Galery Edukasi IBF do?
Galery Edukasi IBF operates as a mortgage broker in Denpasar, Bali. It helps clients compare home loan products from different lenders, prepare applications, and understand the terms and repayment obligations of each option before committing to a loan.
Is Galery Edukasi IBF good?
The business has a Google rating of 4.8 out of 5 from 17 reviews. This suggests that the clients who have reviewed it were generally satisfied, although the number of reviews is modest, so prospective clients may wish to read the reviews directly and ask for references.
Where is Galery Edukasi IBF located?
The office is at Jl. Teuku Umar No.18, Dauh Puri Klod, Kec. Denpasar Barat, Kota Denpasar, Bali 80113. It is located on a main road in the western part of Denpasar, reachable by car or ojek, with parking typically available nearby.
How do I contact Galery Edukasi IBF?
You can call or message them on +62 852-5833-8339 during opening hours, Monday to Friday. No website is currently listed in the directory.